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Pension reform

These pages aim to give you information regarding the planned reform of the RCPS and associated scheme administration changes.

Here is a summary of the key points:

The Public Service Pension Act 2013 requires all public sector pension schemes to reform by:

  • Introducing new pension schemes based on career average earnings
  • Aligning new scheme pension ages with the State Pension Age

In addition to this, Government policy is for by-analogy schemes to move into the scheme which they are 'by analogy' to.

The RCPS is by analogy to the Principal Civil Service Pension Scheme (PCSPS). Cabinet Office, the department responsible for the Civil Service pension arrangements, introduced a new reformed scheme called Alpha in April 2015.

MyCSP are the scheme administrator for the Civil Service pension arrangements.

Originally members eligible for enrolment into Alpha were those that had more than 10 years to their scheme pension age as 1 April 2012. Members with less than 10 years were protected and so not enrolled into Alpha. However this was later ruled, known as the McCloud case, as unlawful age discrimination and reformed public service pension schemes have to remedy the situation for affected members. The remedies are complex and schemes expect to complete them during 2021-2023.

MyCSP have published details about the McCloud ruling - external link.

HM Treasury presented a written statement in January 2019 stating that it was seeking to appeal the Court of Appeal decision, and to also suspend some elements of the reformed public service pension scheme actuarial valuations. The statement can be found on the Parliament Website. - external link -

On 15 July 2019 HM Treasury presented an update to the House of Commons explaining the government were denied permission to appeal the Court of Appeal's ruling and how they would work through the Employment Tribunal process to address the age discrimination issue. The statement can be found on the Parliament Website. - external link -

On 16 July 2020 the Government published a Consultation - external link -

The consultation closed on 11 October 2020.

It is anticipated that no changes will be made within the RCPS, or to RCPS membersí pension arrangements until around 2024-25 and that in the meantime JSS will continue to administer the RCPS on an Ďas isí basis until further notice.

It is important to note that the McCloud Ďage discriminationí issue did not affect any RCPS members because the RCPS did not introduce a reformed scheme in 2015. The RCPS has not changed since Nuvos was introduced in 2007.

We will add new and updated information to these pages as we progress through the implementation of the reform changes.

If you have any questions regarding pension reform, please email them to: .

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