Pensions for Family Members
Spouse and partner pension
The Classic Scheme provides the benefit of a Spouse's or Civil Partner's Pension payable upon death of a scheme member. The Classic Plus, Premium and Nuvos Scheme's provide for a Spouse's, Civil Partner's or Partner's pension also payable upon the death of a scheme member.
A spouse's or civil partner's pension can only be paid to the person to whom the member is married to, or in a civil partnership with, at the time of death. If the scheme member dies in service, the spouse's or civil partner's pension may be enhanced.
In the Classic, Classic Plus and Premium schemes the spouse's or civil partner's pension is normally 1/160 times pensionable pay for each year of reckonable service.
In the Nuvos scheme the spouse's, civil partner's or partners pension is normally 37.5% of the accrued member's pension.
Classic Plus, Premium and Nuvos - where there is no legal marriage or civil partnership, there is a facility to pay a partner pension to a nominated partner, conditions apply. For example, the partner must be registered as required by JSS pensions and they must be financially dependent on the member or there must be a financial interdependence. (This facility doesn't apply to Classic members).
To nominate a partner you must both be free to marry. A spouse or civil partner does not need to be nominated for a spouse's or civil partner's pension, the pension is automatically paid to a spouse or civil partner subject to receipt of the appropriate certificate.
Further details can be found in the following booklets:
In addition to a spouse's, partner's or civil partner's pension, a pension can be paid to dependants. A dependant is anyone who was financially dependent on a member on the day of the member's death. It can include children (step, adopted or illegitimate children), parents, brothers and sisters.
Dependant children are eligible for a pension up to age 18 or if they stay in full time education up to age 23 (depending on the scheme).
Pensions beginning on or after 6 April 2006 will cease to be paid on the beneficiary's 23rd birthday even if the child remains in full time education.
This does not affect invalidity pensions payable under the Classic Scheme, for which members contribute an additional 2% of pay, whatever date the pension commences, or children already in receipt of a pension where the age limits remain in place.
A child can receive a pension for life if they were financially dependent on the member and, in the opinion of the scheme medical adviser, they have a physical or mental disability which means they are likely to be permanently unable to engage in gainful employment.
© JSS 2020
Last updated: 17 Nov 2020