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Annual Benefit Statements

The production of the Annual Benefit Statements is a significant event in the JSS calendar. We produce over 7000 statements for our members each year.

Statements are normally produced between July and August.

What is an Annual Benefit Statement?

Annual Benefit Statements provide an illustration of your benefits up until the statement date (31 March).

The benefits on your Annual Benefit Statement are calculated using your pensionable earnings as at the statement date.

How is my statement produced?

Benefit Statements are produced in bulk and sent directly to members via their work email address, this is our default method.

In exceptional circumstances, where we do not have a valid work email address we will send a hard copy by post to your work address.

What counts towards my RCPS Pension?

Not all of your pay counts towards your RCPS Pension. Pensionable earnings are usually your basic pay and some types of allowances.

To find out which types of pay are pensionable, contact your employer.

Please bear in mind that depending on the scheme you are in, your benefits may be based on pay, service and/or earnings. Your statement will say what your pension is based on.

What do I do when I receive my Benefit Statement?

Benefit statements are password protected and your password is the numbers from your National Insurance (NI) number. For example, if your NI number is AB123456C, then your password will be 123456: do not include the letters.

You should check your statement and then keep it in a safe place as JSS will not provide you with a copy statement.

The issue of the Annual Benefit Statements is an opportunity for you to check that the details we hold for you are correct. If you notice anything wrong please let JSS know as soon as possible so that your details can be updated.

The information in your Benefit Statement includes:

  • Your Personal Details
  • Your statement includes details of your current Death Benefit Nomination (DBN) if JSS have one for you on our records. If you do not have a Death Benefit Nomination or would like to change an existing one, please read the information on the death benefit page, download the relevant form and send it this to us.

    The issue of the Annual Benefit Statements is an opportunity for you to check that the details we hold for you are correct. If you notice anything wrong please let JSS know as soon as possible so that your details can be updated.

    It is important to keep your pension records up to date so that the correct benefits are paid.

  • A Pension Saving statement
  • In some cases the Annual Benefit Statement will include a Pension Saving Statement, this is for those members that have exceeded the Annual Allowance or have requested a statement. More information on Annual Allowance can be found on the Pensions and Tax section of the JSS Website.

State Pension Information

Details of your State Pension benefits are not shown on your Annual Benefit Statement. This is because the Department for Work & Pensions (DWP) no longer provide us with the details. You can, however, now obtain a State Pension forecast on the Check your State Pension - external link - page.

Queries

If you have a query with regard to your personal details or the information in your statement please email JSS using .

I have not received my statement, why is this?

If you have not received your statement this could be due to a number of reasons:

  • Your statement may not have been produced yet. Please check the JSS website for the estimated delivery date.
  • Your statement may be delayed whilst JSS checks with your employer to validate the information contained within your pension record.
  • Your statement may have been sent to a previous email address as your details may not have been updated.
  • You were not a member of the pension scheme on the statement date (31 March).