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Retirement Planning

This page contains information to help you with planning for your retirement.


Do you know how much you will need to live on when you retire?

The Get to know your pension page lists 10 things you need to know - external link in order to plan for your retirement and provides a calculator to help you understand how much you could get from your total pension pot.


State Pension

The State Pension is a regular payment that you may get when you reach state pension age, you need to claim this because DWP do not pay this to you automatically.

On 6 April 2016 the New State Pension was introduced. The new state pension page - external link -contains information and instructions on how to claim your state pension.

You can use the Check your State Pension - external link - website for an estimate of what you may receive.

If you reached State Pension age before 6 April 2016,  you could get more money if you delay claiming or stop your State Pension. More information can be found on the Deferring your State Pension - external link page.


Take control of your future with a mid-life MOT

It is important to make sure that you are prepared for later life. The Mid-life MOT - external link page provides a package of support with pension planning and working options that you may find useful.

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